Personal Injury Protection (PIP) Insurance in New York
New York is a no-fault state. To minimize lengthy lawsuits, drivers have to obtain a minimum amount of personal injury protection coverage. PIP-covered drivers make a trade-off of sorts: they don't have to prove fault in order to collect money damage awards for personal injury expenses resulting from auto accidents, but on the other hand, they are not generally permitted to bring lawsuits for personal injury compensation resulting from car accidents.
There are exceptions to these rules, of course, and the details can become quite complex unless you deal with this type of thing on a daily basis. Keogh Crispi, P.C. is here to help you. Our New York no-fault auto accident injury attorneys have been handling motor vehicle and other personal injury litigation cases for more than 40 years. We have a wealth of knowledge when it comes to the limitations and exceptions in PIP coverage. Contact us today.
The Serious Injury Threshold
The general rule in PIP coverage is that the drivers cannot bring a claim in tort. In New York, however, injured drivers can still bring claims if their injuries are past a certain threshold. The apparent goal in all of this legislation is to limit motor vehicle accident litigation to only include cases that involve the most serious, catastrophic injuries or fatal auto accidents.
New York City Car Accident Attorneys
If you have recently been injured in a motor vehicle accident, and you have any questions about whether you are entitled to bring a lawsuit or the level of financial compensation to which you are entitled, contact us. You can talk with one of our lawyers in a free confidential setting to learn more about your rights and options.